Financial How Tos

When it comes to choosing a bank to entrust with your hard-earned money, the financial landscape can seem overwhelming. With numerous options available, it’s essential to understand the importance of protecting your dollars through safeguards like FDIC insurance and by trusting a community bank with a high level of stability and soundness. Here’s what you need to know about FDIC insurance and how it’s part of a bigger picture of responsible management and attentive service.

BauerFinancial Inc., is a leading authority in rating banks. Home Federal has received high ratings for strength and stability for over 30 years.

At Home Federal Bank, we uphold the highest cybersecurity standards to keep your information safe. Learn more about taking the necessary steps to keep yourself safe online.

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $5.8 billion to phishing scams and other fraud in 2021—an increase of more than 70 percent over 2020.

When it comes to teaching adolescents and teens the keys to financial literacy, there’s always room to improve. And while strides have been made by some schools in the United States to require a more defined financial literacy curriculum, the need persists for a more solid program for teaching the elements young people will need to stay on solid financial footing throughout life.

It’s a seller’s housing market, but that doesn’t mean you have to be complacent about your home’s value. Here are several projects that can add value to your home, so that when you do decide to sell, you’ll get the best offers possible.