About Home Federal Bank of Tennessee
A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards, a mobile app and easy, convenient online banking, Home Federal is here to serve our customers’ diverse financial needs.
Strength and StabilityHome Federal Bank has received the highest rating for strength and stability.
In this turbulent economy, Home Federal Bank is pleased to say we’re safe, sound and strong. In fact, for the 108th consecutive quarter, we have received the highest possible rating from BauerFinancial, Inc., the leading authority in rating banks.
BauerFinancial is an independent firm that compiles information for U.S. banks from data reported to federal regulators, and bases ratings on the following:
- Federal regulatory capital requirements.
- Profitability/loss trend.
- Level of delinquent loans, charge-offs and repossessed assets.
- Market versus book value of the investment portfolio.
- Regulatory supervisory agreements.
- Community reinvestment rating (CRA).
- Historical data.
This ranks us in the top ten percent of the nation’s banks. And it reflects our 95 years of prudent, responsible management, resulting in the fact that we have never shown a loss in our financial statements.