Checking Accounts

Your Foundation for Financial Success

A checking account is the central gateway to successful management of your finances, and choosing the right financial institution to host yours is a critical decision. Home Federal Bank offers a variety of checking accounts with distinctive features designed to meet your particular needs.

HomePlus Platinum

Package account with special benefits and financial services including online Bill Pay.

HomePlus Diamond Checking

For customers 55+. All the features of Platinum except for online Bill Pay.

HomeFree Checking

Digital banking is a free checking account with no monthly maintenance fee.

NOW Account Checking

Traditional interest bearing checking account.

Over 55 Checking

For customers 55+. NOW Account Checking with no monthly maintenance fee.

Smart Start Checking

Free checking account for teens and young adults ages 13 - 25

Regular Checking

Basic checking account with free online and mobile banking.

Health Savings Account (HSA)

A tax-exempt account established exclusively for the purpose of paying or reimbursing qualified medical expenses.

Account Type

Monthly Maintenance Fee Minimum to Open Account Min. Bal. Req'd to Avoid Monthly Maintenance Fee Interest Bearing* Additional Monthly Service Charges
$10.00 $100.00 N/A Tiered rate determined by account balance None
$5.99 $100.00 N/A Tiered rate determined by account balance None
FREE $100.00 N/A No None
$7.00 $100.00 $700.00 Daily Balance Yes None
FREE to Consumers 55+ $100.00 N/A Yes None
NONE $0.00 N/A No None
$2.00 $100.00 $100.00 Daily Balance No $0.25 per check processed regardless of balance
NONE $1.00 N/A Tiered rate determined by account balance None

* Interest is compounded daily and paid monthly on collected balances. Additions and withdrawals may be made at any time.

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