Personal Trust Services

Plan for Tomorrow, Today - (865) 544-3912

We’re here to combine competence and sincere concern for the needs of our customers with a plan for their success. Our professionals provide sound advice and guidance in these areas: investment management, trust administration, estate planing, consultation & administration, and individual retirement accounts.

Personal Trust Products

  • Living Trusts
  • Trusts Under Will
  • Investment Management
  • Custodial Accounts
  • Life Insurance Trusts
  • Charitable Trusts
  • Estate Settlement
  • IRAs (Individual Retirement Accounts)

Investment products are provided by Home Federal Bank of Tennessee, Trust Services, and: Are Not FDIC Insured; May Lose Value; Are Not Bank Guaranteed; Are Not Deposits; Are Not Insured by Any Federal Government Agency.

Securing Your Financial Future

Our Trust Division staff understands the complexities of modern trust management and brings key qualifications to the table to help facilitate your success, including administrative experience, the exercise of fiduciary judgement—finely tuned over years of experience—investment expertise, tax and accounting capabilities, and—most importantly—integrity.

Every family (and every trust plan) is different, as are family circumstances, financial markets, and trust purposes and objectives. To achieve success for your trust plan, we contribute our technical skills, our financial and auditing infrastructure, and our valuable experience.

Investment Management

To build and preserve wealth over time, our experienced Investment Management team maintains a disciplined approach that emphasizes value and appropriate, growth-oriented investments.
Learn More

Trust Administration

Home Federal Bank of Tennessee’s team of skilled attorneys, certified professional accountants (CPAs) and professional Trust Officers have the experience, knowledge, and personalized service you need and deserve for the administration of your trust.
Learn More

Estate Administration

Estate settlement and administration processes include extensive legal and fiduciary responsibilities. When Home Federal is chosen to administer your estate, along with your legal and tax advisors, our experienced, professional staff diligently executes related duties in a thorough, caring and efficient manner.
Learn More

Retirement Services

The Home Federal Bank Trust Division is a leading provider of retirement planning services in the East Tennessee region. Our dedicated and experienced staff works closely with customers to tailor a specifically designed program for the needs of the firm or individual.
Learn More

Contact Us Today

We’d love to hear from you to discuss Home Federal Bank’s Trust Services. Contact us by completing the form below, or reach out to Kelley directly.

Kelly Headrick, a Home Federal Bank employee
Kelley W. Headrick, CTFA VP, Business Development Mgr & Personal Trust Administrator (865) 541-6531
Back to top