Checking Accounts

Opening a checking account is one of your most important financial decisions. Home Federal Bank offers a variety of checking accounts designed to meet your various needs. You will also have peace of mind knowing your deposit will be immediately credited to your account no matter what time of day you make a deposit at any of our conveniently located branches.

Current Fee Schedule

Click here for current interest rates!

Account Type Monthly Maintenance Fee Min. to Open Account Min. Bal. Req'd to Avoid Monthly Maintenance Fee Interest Bearing* Additional Monthly Service Charges
HomePlus CheckingHomePlus Platinum Checking
Package account with special benefits and financial services including online Bill Pay.
$10.00 $100.00   Tiered rate determined by account balance None
HomePlus CheckingHomePlus Diamond Checking
For customers 55+. All the features of Platinum except for online BillPay.
$5.99 $100.00   Tiered rate determined by account balance None
HomeFree Checking
e-banking is free banking
Internet checking account with no monthly maintenance fee.
FREE $100.00   No None
NOW Account Checking
Traditional interest bearing checking account.
$7.00 $100.00 $700.00 Daily Balance Yes None
Over 55 Checking
For customers 55+.
NOW Account Checking with no monthly maintenance fee.
FREE to Consumers 55+ $100.00   Yes None
Student Checking
Low cost checking account especially for students--under the age of 23.
NONE $100.00   No $0.25 per check processed over 10 regardless of balance
Regular Checking
Basic checking account.
$2.00 $100.00 $100.00 Daily Balance No $0.25 per check processed regardless of balance
Health Savings Account (HSA)
A tax-exempt account established exclusively for the purpose of paying or reimbursing qualifed medical expenses of you, your spouse, and your dependents.
Click for Info.
NONE $1.00   Tiered rate determined by account balance None

* Interest is compounded daily and paid monthly on collected balances. Additions and withdrawals may be made at any time.