Opening a checking account is one of your most important financial decisions. Home Federal Bank offers a variety of checking accounts designed to meet your various needs. You will also have peace of mind knowing your deposit will be immediately credited to your account no matter what time of day you make a deposit at any of our conveniently located branches.
|Account Type||Monthly Maintenance Fee||Min. to Open Account||Min. Bal. Req'd to Avoid Monthly Maintenance Fee||Interest Bearing*||Additional Monthly Service Charges|
HomePlus Platinum Checking
Package account with special benefits and financial services including online Bill Pay.
|$10.00||$100.00||Tiered rate determined by account balance||None|
HomePlus Diamond Checking
For customers 55+. All the features of Platinum except for online BillPay.
|$5.99||$100.00||Tiered rate determined by account balance||None|
e-banking is free banking
Internet checking account with no monthly fee.
|NOW Account Checking
Traditional interest bearing checking account.
|$7.00||$100.00||$700.00 Daily Balance||Yes||None|
|Over 55 Checking
For customers 55+.
NOW Account Checking with no service charge.
|FREE to Consumers 55+||$100.00||Yes||None|
Low cost checking account especially for students--under the age of 23.
|NONE||$100.00||No||$0.25 per check processed over 10 regardless of balance|
Basic checking account.
|$2.00||$100.00||$100.00 Daily Balance||No||$0.25 per check processed regardless of balance|
|Health Savings Account (HSA)
A tax-exempt account established exclusively for the purpose of paying or reimbursing qualifed medical expenses of you, your spouse, and your dependents.
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|None||$1.00||Tiered rate determined by account balance||None|
* Interest is compounded daily and paid monthly on collected balances. Additions and withdrawals may be made at any time.