Checking Accounts

 

Opening a checking account is one of your most important financial decisions. Home Federal Bank offers a variety of checking accounts designed to meet your various needs. You will also have peace of mind knowing your deposit will be immediately credited to your account no matter what time of day you make a deposit at any of our conveniently located branches.

Click here for current interest rates!

 

Account Type Monthly Maintenance Fee Min. to Open Account Min. Bal. Req'd to Avoid Service Charge Interest Bearing* Additional Monthly Maintenance Fee
HomePlus Platinum Checking
Package account with special benefits and financial services including online Bill Pay.
$10.00 $100.00 Tiered rate determined by account balance None
HomePlus Diamond Checking
For customers 55+. All the features of Platinum except for online BillPay.
$5.99 $100.00 Tiered rate determined by account balance None
HomeFree Checking
e-banking is free banking
 
Internet checking account with no monthly fee
FREE $100.00   No None
NOW Account Checking
Traditional interest bearing checking account.
$7.00 $100.00 $700.00 Daily Balance Yes None
Over 55 Checking
Traditional interest bearing checking account with no service charge.
FREE to Consumers 55+ $100.00 Yes None
Student Checking
Low cost checking account especially for students--under the age of 23.
NONE $100.00 No $0.25 per check after 10
Regular Checking
Basic checking account.
$2.00 $100.00 $100.00 Daily Balance No $0.25 per check
Health Savings Account 
A tax-exempt account established exclusively for the purpose of paying or reimbursing qualifed medical expenses of you, your spouse, and your dependents.
Click for Info.
None $1.00   Tiered rate determined by account balance None

* Interest is compounded daily and paid monthly on collected balances. Additions and withdrawals may be made at any time.

 

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