Smart Start Checking
FREE Checking for Teens and Young Adults
Whether you’re a parent teaching financial responsibility to your kids, or a young adult already enjoying your independence, we have a worry-free account for you.
With free mobile deposits, free online bill pay, and no monthly fees, checking has never been easier.
Easily manage your money on your laptop or phone with our free online and mobile banking tools.
Ages 13 +
They get the independence of their own ATM card. You supervise, while they gain experience.
Ages 16 +
If using a smartphone or smartwatch with a Digital Wallet is a priority, we’ve got your back.
Split the cost of dinner with friends. Securely send money to friends and family within minutes.
Mobile Check Deposit
All it takes is a smartphone to deposit a check.
Paperless statements are fast, free and secure.
Easy Bill Pay
Pay your bills online or on the mobile app with a simple click or two.
Ages 13-25 are eligible
Great for parents with kids under 18. You want them to learn and gain independence, but you can still supervise as needed.
The use of Zelle® requires a U.S. checking or savings account. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Cellular phone carrier messaging and data rates may apply. Zelle® is wholly owned by Early Warning Services, LLC and are used herein under license.
Valid ID includes one of the following government issued IDs: Driver’s License, State ID, US Passport, Gun Carry Permit, Military ID or Permanent Resident Card.