HomePlus Platinum Checking Benefits

  1. No Minimum Balance Required. ($100 minimum to open and $10 monthly maintenance fee).

  2. Discounted Companion Airfare*. Grab a friend and fly to the coast for some beach fun, or take a romantic trip down south.  You can buy two adult coach-class round-trip tickets for one low price.  Choose from dozens of great destinations across the U.S., such as New Orleans, Las Vegas, San Diego, Orlando... just to name a few.  You'll have fun and save money at the same time!
    *Valid for two adult non-refundable, non-transferable, coach-class tickets.  Access to over 100 major cities in the Continental U.S.  Blackout dates apply.  Registered recipient and companion must travel on the same itinerary.  Registered vouchers will be valid for travel for one year from the date indicated on voucher.  Reservations are generally accepted within six months of travel but must be purchased at least 14 days in advance.  Round-trip travel must be completed within 30 days.  May not be combined with any other certificates, promotions or other offers.  Schedules, terms, points of service, and fares are subject to change without notice.

  3. Discounted Gift Cards*. With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.

    *Gift card/gift certificate purchases limited to a total of 500 cards annually. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

  4. Card PatrolSM with Social Security Number Monitoring*. Identity thieves care about two things--stealing your personal information and selling it to make money. Our sophisticated, real-time, web-crawling technology monitors underground chat rooms, websites, and blogs for members' registered credit/debit cards and Social Security Number. For security, we cannot start Card PatrolSM fraud monitoring until this benefit has been activated online.

    *Card PatrolSM monitors major credit and debit cards that are affiliated with one of the major credit card issuers (VISA®, MasterCard®, American Express®, Discover® and Diners Club®.) Card PatrolSM monitors your registered card numbers and can alert you if other personal information is found on the Internet. It is impossible to ensure all sources of information have been searched; therefore, your reports may not contain or apprise you of all of your personal information that may have been compromised.

  5. Savers Club®. Everyday savings right at your fingertips. Find savings on movie tickets, theme parks, grocery coupons, car rentals and much more. Savers Club is filled with deals and discounts you can use all year long.

  6. Rx AdvantageTM Prescription Drug Program*. Your Rx Advantage card gives you discount pricing on many prescription medications at participating pharmacies nationwide. And you'll have the added security of our prescription drug monitoring program alerting your pharmacist to important information about your prescriptions.
    *Medical Discounts are not insurance.

  7. Vision Plan*. Receive discounts of 10% to 20% or more on prescription eyeglasses at over 22,000 participating optical providers nationwide. You can also save on eye exams and laser vision correction surgery at participating locations.
    *Medical Discounts are not insurance

  8. Everyday Rebate Rewards*. Get rewarded--simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $200) with your Everyday Rebate Rewards request form, and receive 10% back.
    *At the end of each quarter, send an Everyday Rebate Rewards request form and receipts for up to $200 of purchases to receive 10% back for a total of up to $20 each quarter (up to $80.00 annually).  Receipts must be minimum of at least $10 each quarter and membership must be active at time of purchase and redemption to receive a rebate.

  9. Hotel Savings Network*. Members save when they stay at one of the 10,000 participating hotels nationwide.  Call the hotel chain directly to take advantage of the great savings offer.
    *Discounts may vary and are based on projected occupancy and availability at participating properties, and cannot be combined with other discounts or special rates.  Some blackout dates may apply.  Valid for maximum stay of 14 consecutive nights.  Members get a minimum savings of 5% off the non-discounted room rate.  Not valid for international or group travel.  Hotel Savings Network is a registered service mark of Affinion Publishing, LLC.

  10. Identity Theft Insurance with Fraud Support Service. You'll have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You'll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more.

  11. Payment Card Protection*. Protect all your credit, debit, ATM and check cards in the event of loss or theft! Register your card numbers and with one phone call, you may cancel cards, stop unauthorized purchases and request new cards using our toll-free 24-hour number.
    *Some financial institutions may require you to call them directly and will not accept notification from third parties in which case we will contact you so that you can call your financial institution directly.

  12. $10,000 Accidental Death Insurance and $200,000 Common Carrier Coverage.* You'll be protected with $10,000 in Accidental Death Insurance 24 hours a day. As a member, your Accidental Death Coverage increases to $200,000 while traveling by licensed Common Carrier.

    *Accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Federal Insurance Company, a member of the Chubb Group of Insurance Companies. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you'll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. Principal Sum does not reduce at any age.

    Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial instituion or an affiliate, and not insured by any agency of the U.S.

  13. Unlimited Bill Payment on Home Federal Bank's Online Banking. Pay any individual or company securely in minutes anytime, anywhere. Track your payment history and receive reminders for when bills are due to be paid.

  14. One Free Stop Payment each statement cycle.

  15. Personalized Checks. Receive all the personally imprinted checks you need at no additional cost to you. Your special member checks will be printed with your name and address.

  16. Tiered Interest on Checking. Your checking account will earn interest based on your balance. The higher your balance, the more interest you earn! Ask your bank representative for details.

  17. Discount on Safe Deposit Box. Receive a 10% discount on annual safe deposit box rental fee. (Based on availablity). Safe deposit box contents are not FDIC insured.

  18. ATM/Debit Card. Use it instead of a check to get cash, pay for groceries, dining and more.

  19. Phone Home. With Home Federal Bank's Telephone Banking system, you can check your balance, see if checks have cleared, check rates and more!