Commercial Real Estate Lending

Home Federal’s Lending Management has over 100 years of hometown lending experience. We are headquartered in Knoxville and know our local area, because we live here. All lending decisions are made locally and all loans are secured here. Real people answer the phones and provide the personal service you deserve. We use a practical and sensible approach to your commercial real estate lending needs.

Owner and Non-Owner Occupied Properties

We have provided both construction and permanent financing for a variety of commercial and other income-producing properties throughout our market area, all with a personal, customer-oriented approach.

Major Lending Areas

Offices
Assisted Living
Multi-Family
Hospitality
Industrial
Self-Storage
Warehouse

Churches and other Non-Profit Organizations

As citizens of our community for generations, we have a special interest in assisting churches and other service organizations with financing needs. Our organization and staff have extensive experience in this area, which is an asset sure to impact the success of your project.

Government Guaranteed (USDA), Government Small Business Loans (SBA)

Expand your business with loans guaranteed by the Small Business Administration or U.S. Department of Agriculture.

Tax-Exempt Bond Financing

Availability of low-cost financing can help drive development of projects.

Community Investment Tax Credit (CITC) Financing

Designed to help nonprofit, public, and private entities improve economic opportunities for low and moderate income communities.

Commercial Real Estate Lending Team

Randall Capps, a Home Federal Bank employee
Randall Capps (865) 541-6433 Market Street Office
Brian Norris, a Home Federal Bank employee
Brian Norris (865) 541-6464 Market Street Office
Andy Luttrell, a Home Federal Bank employee
Andy Luttrell NMLS# - 519848 (865) 541-6094 Market Street Office
Patrick Gass, a Home Federal Bank Employee
Patrick Gass (865) 428-4212 Sevierville Office
Ryan Massie, a Home Federal Bank employee
Ryan Massie (865) 541-5664 Market Street Office
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