Commercial Operations Lending

Our commercial lenders are experienced in local lending and know our local area. Headquartered in Knoxville, all loan servicing is handled in our local offices. Home Federal’s Lending Management has over 100 years of hometown lending experience. Our lenders use practical and sensible approaches to your commercial lending needs.

Working Capital Lines of Credit

Successful businesses often find themselves in need of additional funds to support growth and expansion. We can help meet this need by providing working capital lines or term loans to be repaid from future cash flows.

Owner Occupied Properties, Equipment & Vehicle Loans

We provide a wide range of financing for fixed assets ranging from construction and permanent financing for buildings to financing for vehicles, machinery and equipment.

Government Small Business Loans (SBA)

Expand your business with loans guaranteed by the Small Business Administration.

Tax-Exempt Bond Financing

Availability of low-cost financing can help drive development of projects.

Community Investment Tax Credit (CITC) Financing

Designed to help nonprofit, public, and private entities improve economic opportunities for low and moderate income communities.

Commercial Lending Team

Jonathan Mayfield, a Home Federal Bank employee
Jonathan Mayfield (865) 541-6544 Market Street Office
Chris Rowher, a Home Federal Bank employee
Chris S. Rowher NMLS# - 834784 (865) 541-6008 Market Street Office
Keith Akard, a Home Federal Bank employee
Keith Akard NMLS# - 519830 (865) 541-6199 Market Street Office
Nissa Williams, a Home Federal Bank employee
Nissa J. Williams NMLS# - 519882 (865) 541-6010 Market Street Office
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