Commercial Operations Lending

A Knoxville native, Jonathan has spent his entire career at Home Federal Bank after majoring in Finance and graduating with honors from the University of Tennessee in 2003. He was a Top Honor Graduate of the Southeastern School of Commercial Lending in 2006, a member of the Knox.biz 40 under 40 class of 2018 and a graduate of the Leadership Knoxville class of 2023. Jonathan currently serves as Chief Lending Officer and Commercial Lending Manager at Home Federal.

Active in the community, Jonathan previously served as Chairman of the Grace Christian Academy School Board and currently serves as a member of the Emerald Youth Foundation Advisory Board/Finance Committee, the Change Center Board of Directors/Finance Committee and the Ronald McDonald House Finance Committee. He is also on the KCDC Transforming Western Heights Neighborhood Planning Team and coaches youth basketball and soccer.

Andy Self began his banking career in 1997 and joined Home Federal in 2002 as a Commercial and Private Banking Lender. Andy is a graduate of Northwood University, Texas with a bachelor’s degree in business administration and has completed The Southeastern School of Commercial Lending and The Southeastern School of Advanced Commercial Lending. For over 20 + years with Home Federal Bank, Andy has developed a relationship focused approach to serving the East Tennessee business community.

Andy provides personalized guidance, custom credit, and specialty financing. He works with a team of specialists to deliver lending solutions for complex borrowing needs.

Nissa has been in banking for 20 years, including over 15 years as a commercial and private banking lender.  She is a graduate of Maryville College and has completed The Southeastern School of Commercial Lending and The Southeastern School of Advanced Commercial Lending. Personalizing loan products to fit each individual, Nissa makes all decisions in-house and in a timely manner. She is a relationship builder, not only with her customers but also throughout her community, serving with various non-profit organizations, including the Juvenile Diabetes Research Foundation and Junior Achievement of East Tennessee.

Andy Luttrell joined the Commercial Lending Department after serving as manager and loan officer at Home Federal’s Farragut Branch. He started at Home Federal in 1996 and has held the positions of Assistant Manager, Manager, and Regional Manager in the bank’s Branching Department. He is a graduate of The University of Tennessee, Knoxville and completed The Southeastern School of Commercial Lending through the Tennessee Bankers Association.  Andy is actively involved with Boy Scouts, the Presbytery of East Tennessee, and the Appalachian Ballet Company.

A Knoxville native, Ryan began his banking career at Home Federal in 2017. He has held numerous roles including Branch Representative, Credit Analyst and currently serves as a Commercial Lender. Ryan graduated with honors with a bachelor’s degree in business administration from ETSU in 2021. Ryan enjoys the relationship aspect of banking and is focused on making sure his customers receive the highest level of personal service.