Mortgage Rates

Make your dream home an affordable reality.

All rates Subject to Change Without Notice.

Mortgage Rates

Last update: 9/17/2020 at 10:00 a.m.
Lock Period: 45 days
Origination Fee: .00%

Program NameInterest Rate/ PaymentDiscount Points/ AMTAPR
30 Year Fixed2.625%
$662.73
1.00%
$1,650.00
2.7480%
20 Year Fixed3.000%
$915.09
1.00%
$1,650.00
3.1790%
15 Year Fixed2.250%
$1,080.89
1.00%
$1,650.00
2.4770%
30 Year JumboCall for Quote
15 Year JumboCall for Quote
Temporary
Construction/ Permanent
30 Year Fixed
3.500%
$740.93
1.00%
$1,650.00
3.6510%
7 / 1 ARM
(APR based on
30 yr. amortization)
3.000%
$695.65
1.00%
$1,650.00
4.1850%
15 / 1 ARM
(APR based on
30 yr. amortization)
3.250%
$718.10
1.00%
$1,650.00
3.7630%
  • Rates and APRs are based on amounts of $165,000 for Conforming Loans and $510,401 for Jumbo Loans, for owner-occupied, single-family dwellings. ARM Mortgages contain a variable-rate feature, and interest rates may increase over the term.
  • Rates listed above are for purchase and refinance transactions with 740+ credit scores and LTVs less than or equal to 80%, with no subordinate financing.
  • Loans up to 97% LTV are available with PMI. Additional loan types including FHA, VA, THDA and others are available. Please contact us for rates. Rates, points and programs cannot be guaranteed and are subject to change without notice. Maximum loan amount for a conforming loan is $510,400. Loans in excess of $510,400 are considered jumbo.
  • Monthly payments shown do not include amounts for property taxes and insurance premiums; if included, actual payment obligation will be greater.

Mortgage Loan Department

Doug Byrd, a Home Federal Bank employee
Douglas F. Byrd Vice President / Manager NMLS# - 1649809 (865) 691-0935 West Knoxville Office
Leslie Atchley, a Home Federal Bank employee
Leslie Atchley NMLS# - 519831 (865) 453-7545 Sevierville Office Apply Now
Susan Bradley, a Home Federal Bank Employee
Susan Bradley NMLS# - 519836 (865) 689-2246 North Knoxville Office Apply Now
Dawn Foster, a Home Federal Bank employee
Dawn Foster NMLS# - 1727313 (865) 470-3034 West Knoxville Office Apply Now
Kristina Hyers, a Home Federal employee
Kristina Hyers NMLS# - 1957968 865-343-7057 West Knoxville Office Apply Now
Charles Martin, a Home Federal Bank employee
Charles Martin NMLS# - 722128 (865) 689-2238 North Knoxville Office Apply Now
Colleen Robinson, a Home Federal Bank employee
Colleen Robinson NMLS# - 519860 (865) 470-3032 West Knoxville Office Apply Now
Barry Sharp, a Home Federal Bank employee
Barry Sharp NMLS# - 461572 (865) 470-3035 West Knoxville Office Apply Now
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