The USDA Rural Development Program
Discover a Wealth of Possibilities
If you’re thinking of purchasing or refinancing property outside city limits, the rural development program from the USDA could be exactly what you need. Making homeownership easier to achieve in rural parts of the country, the USDA RDP can make buying a home less expensive, with less money out of your pocket. You can rely on Home Federal Bank to guide you through the details of program selection. Our comprehensive knowledge of the local market will give you extra confidence, every step of the way.
Do Your Dreams Include a House in the Country?
With the USDA Rural Development Program, get the help you need to make a dream come true.
Less Cash Up Front
Don’t drain your savings because you won’t need to with USDA’s option for zero down payments and zero cash reserve requirements.
Great Ways to Save
Even your closing costs may be financed, freeing up your cashflow for significant savings.
Easy to Qualify
It’s easier to qualify than you might think. Our expanded guidelines make eligibility achievable.
Options for You
Rural development loan holders can refinance rates and terms, or choose to purchase outright.