SPECIAL HOME EQUITY
LINE OF CREDIT $0 CLOSING
1.99% APR for 6 Months
Currently fully indexed 5.50% APR
(U.S. prime rate as of 12/20/18)
Floor rate of 3.75% APR
General terms and conditions:
• The currently fully indexed rate is 5.50%, which may vary.
• The Annual Percentage Rate is a variable rate and may increase over time.
• The maximum APR that can apply is 18%.
• ZERO CLOSING COST
• Property insurance is required and not included in closing costs.
• No refinance or modification of existing Home Federal loans.
• Minimum loan amount $25,000/ Maximum loan amount $250,000
• Maximum Loan to Value ratio 80%.
• Beacon score of 650 or greater for at least one applicant.
• Primary residence only.
• Non-purchase transactions.
• $36 annual fee if line is not used within first year.
• For a limited time only